Banks and other financial institutions routinely use consumers' credit history to make decisions about lending. Credit reports help financial institutions decide if somebody is likely to make the repayments on a loan and can also help banks show that they make responsible lending decisions. However, some businesses also ask applicants and employees to provide their credit history when they apply for a job. Is this legal? Find out here. Why companies ask for this information
15 January 2016
If you're getting a divorce, chances are good that your lawyer has asked you to prepare a lifestyle analysis. This analysis takes into account all income from you and your ex, as well as each of your spending habits. From scratch-off lottery ticket winnings to mortgage payments and grocery store bills -- every bit of income and spending should be recorded in your lifestyle analysis. While the process of gathering all this information can be tedious, there's a very good chance that your efforts will pay off in the end.
18 December 2015
Being involved in an auto accident is a uniformly unpleasant experience -- especially when this accident results in some serious or long-term injuries. You may already be seeking out the advice of a personal injury attorney to determine your scope of options. However, some fairly recent reforms to South Carolina's procedures for requesting the award of punitive damages -- as well as caps on the total amount that can be recovered -- could affect the way your case proceeds if you choose to file a personal injury lawsuit.
4 December 2015
Are you about to travel to a different state for work or vacation? Will you be driving your own vehicle and using it to get around your destination state? If so, be sure to check the state's automobile accident fault laws, and remain as alert on the road as can be if you're visiting a no-fault state. The Problem With No-Fault States In no-fault states, drivers are required to carry a certain amount of personal injury protection (decided by the state).
29 October 2015
When two or more people are involved in an accident, there's typically a lot of discussion between the parties and insurance companies about who is liable for the incident. Sometimes the issue is a moot point, though, because either the insurance company or the police who respond to the scene will automatically assign liability in certain types of accidents. Depending on the circumstances, this can result in people being unfairly accused when they didn't actually cause the accident.
1 October 2015
When an injury occurs because of another person's negligence, you have the right to sue that person for damages. This is considered a personal injury case, and you may be able to receive compensation for a number of different things relating to the incident. One of the most important aspects of personal injury law is something called a statute of limitations. If you understand what this is, you can use this rule to your benefit.
8 September 2015
Do you consider yourself an environmentalist who wants to do more for the earth? Have you been in need of more exercise? Than you should consider commuting to your place of employment on a bicycle. If you do, you'll be far from alone. According to the U.S. Census Bureau, bicycle commuters have increased in number by roughly 60 percent over the past decade, from about 488,000 in the year 2000 to approximately 786,000 in the 2008 to 2012 time period.
14 August 2015
According to the Humane Society of the United States, in 2012, over 60 percent of households in America enjoyed the companionship of a pet. If you're going through a messy divorce, one point you might not have initially considered is who would win custody of the family dog. If both you and your spouse are equally adamant about keeping your dog, your devotion and desire to win might get in the way of what is best for your pet.
28 July 2015
If you've recently been injured in an accident at work, you may be considering filing a workers compensation claim to help cover your medical expenses, lost wages, and other costs associated with your injury. However, if you had marijuana or metabolites (like THC) in your system at the time of the accident, your claim may be denied—even if medical marijuana is legal in your state and you have an authorized prescription for its use.
9 July 2015
Have you ever had a plate full of food that you anticipated being wonderfully delicious but it was ruined by one ingredient? The mention of a prenuptial agreement can do the same thing to your anticipated wedding bliss if it's handled the wrong way. Your desire to have a prenup doesn't have to ruin your relationship. If you approach it the right way, the idea of prenuptial agreement can be quite palatable.
18 June 2015
